The view that has never existed. Credits are a real liability and many staff can create them; this ranks who creates them and how much of it is backed by cash. Shaded rows are proportion unfunded, not proof of anything.
| Actor | Batches | Customers | PHP issued | Cash received | Unfunded PHP | Unfunded % | Out of hours | Largest batch |
|---|---|---|---|---|---|---|---|---|
| (unattributed) | 3213 | 1180 | 33,477,749 | 29,889,800 | 3,587,949 | 11% | 761 | 200,000 |
Each is a pattern worth a look, never a conclusion. Thresholds are provisional until they meet real distributions.
| Flag | Count | What it means |
|---|---|---|
| Unfunded prepaid issuance | 0 | Credits issued as prepaid but the cash received does not cover their peso value. |
| Package sale with no cash | 0 | Booked as a sale, but nothing was received against it. |
| Postpaid with no contract reference | 0 | A receivable with nothing documenting who owes it. |
| Issued outside 07:00–20:00 | 761 | Timing alone proves nothing; concentration by one actor is the signal. |
| No actor recorded | 3213 | Cannot be attributed to anyone. Should be zero. |
| Rate outside 0–1 | 0 | Structurally impossible. Blocking test covers this. |
| Round thousands | 1538 | NOISY — fires on ordinary packages. Kept as a secondary signal only. |
Ranked by unfunded peso value — the amount of liability created without corresponding cash.
| Created | Actor | Origin | Qty | PHP value | Cash | Unfunded | Flags |
|---|---|---|---|---|---|---|---|
| 2025-01-02 04:58 | (unattributed) | package_sale | 20,000 | 15,000 | 15,000 | 0 | out of hours |
| 2025-01-22 22:58 | (unattributed) | package_sale | 5,000 | 4,800 | 4,800 | 0 | out of hours |
| 2025-01-25 01:05 | (unattributed) | package_sale | 20,000 | 18,500 | 18,500 | 0 | out of hours |
| 2025-01-30 20:33 | (unattributed) | package_sale | 10,888 | 10,000 | 10,000 | 0 | out of hours |
| 2025-03-01 22:31 | (unattributed) | package_sale | 20,000 | 18,000 | 18,000 | 0 | out of hours |
| 2025-03-02 21:33 | (unattributed) | package_sale | 20,000 | 18,000 | 18,000 | 0 | out of hours |
| 2025-03-05 23:03 | (unattributed) | package_sale | 50,000 | 45,000 | 45,000 | 0 | out of hours |
| 2025-03-16 00:53 | (unattributed) | package_sale | 10,000 | 9,500 | 9,500 | 0 | out of hours |
| 2025-03-16 20:06 | (unattributed) | package_sale | 5,000 | 4,800 | 4,800 | 0 | out of hours |
| 2025-03-25 03:12 | (unattributed) | package_sale | 5,000 | 4,800 | 4,800 | 0 | out of hours |
| 2025-04-11 21:50 | (unattributed) | package_sale | 10,700 | 10,000 | 10,000 | 0 | out of hours |
| 2025-04-13 00:30 | (unattributed) | package_sale | 21,600 | 20,000 | 20,000 | 0 | out of hours |
| 2025-08-31 23:56 | (unattributed) | package_sale | 10,000 | 10,000 | 10,000 | 0 | out of hours |
| 2025-09-05 21:58 | (unattributed) | package_sale | 10,000 | 8,900 | 8,900 | 0 | out of hours |
| 2025-09-05 23:24 | (unattributed) | package_sale | 10,000 | 8,900 | 8,900 | 0 | out of hours |
| 2025-11-02 20:03 | (unattributed) | package_sale | 5,000 | 5,000 | 5,000 | 0 | out of hours |
| 2025-12-26 01:26 | (unattributed) | package_sale | 12,000 | 10,000 | 10,000 | 0 | out of hours |
| 2025-12-30 22:24 | (unattributed) | package_sale | 24,400 | 20,000 | 20,000 | 0 | out of hours |
| 2026-01-01 21:11 | (unattributed) | package_sale | 62,000 | 50,000 | 50,000 | 0 | out of hours |
| 2026-01-27 22:03 | (unattributed) | package_sale | 10,300 | 10,000 | 10,000 | 0 | out of hours |
| 2026-01-28 01:10 | (unattributed) | package_sale | 24,000 | 20,000 | 20,000 | 0 | out of hours |
| 2026-01-31 23:44 | (unattributed) | package_sale | 24,000 | 20,000 | 20,000 | 0 | out of hours |
| 2026-02-01 03:12 | (unattributed) | package_sale | 24,000 | 20,000 | 20,000 | 0 | out of hours |
| 2026-02-20 20:43 | (unattributed) | package_sale | 10,300 | 10,000 | 10,000 | 0 | out of hours |
| 2026-04-10 22:30 | (unattributed) | package_sale | 5,100 | 5,000 | 5,000 | 0 | out of hours |
| 2026-05-03 01:11 | (unattributed) | package_sale | 5,100 | 5,000 | 5,000 | 0 | out of hours |
| 2025-01-29 22:56 | (unattributed) | package_sale | 10,888 | 10,000 | 10,000 | 0 | out of hours |
| 2025-03-15 00:50 | (unattributed) | package_sale | 5,000 | 4,800 | 4,800 | 0 | out of hours |
| 2025-04-13 23:56 | (unattributed) | package_sale | 21,600 | 20,000 | 20,000 | 0 | out of hours |
| 2025-04-19 21:42 | (unattributed) | package_sale | 10,700 | 10,000 | 10,000 | 0 | out of hours |
| 2025-04-20 02:58 | (unattributed) | package_sale | 5,300 | 5,000 | 5,000 | 0 | out of hours |
| 2025-04-25 20:48 | (unattributed) | package_sale | 1,000 | 1,000 | 1,000 | 0 | out of hours |
| 2025-04-30 20:19 | (unattributed) | package_sale | 10,000 | 9,500 | 9,500 | 0 | out of hours |
| 2025-07-01 01:21 | (unattributed) | package_sale | 20,000 | 15,000 | 15,000 | 0 | out of hours |
| 2025-07-03 21:42 | (unattributed) | package_sale | 1,000 | 750 | 750 | 0 | out of hours |
| 2025-07-21 20:52 | (unattributed) | package_sale | 10,000 | 9,500 | 9,500 | 0 | out of hours |
| 2025-08-01 20:03 | (unattributed) | package_sale | 20,000 | 17,000 | 17,000 | 0 | out of hours |
| 2025-08-31 05:35 | (unattributed) | package_sale | 5,000 | 4,500 | 4,500 | 0 | out of hours |
| 2025-10-13 20:07 | (unattributed) | package_sale | 5,000 | 4,800 | 4,800 | 0 | out of hours |
| 2025-10-13 20:31 | (unattributed) | package_sale | 10,000 | 9,500 | 9,500 | 0 | out of hours |
| 2025-10-19 22:29 | (unattributed) | package_sale | 20,000 | 18,800 | 18,800 | 0 | out of hours |
| 2025-10-26 20:16 | (unattributed) | package_sale | 5,000 | 4,800 | 4,800 | 0 | out of hours |
| 2025-11-02 23:16 | (unattributed) | package_sale | 23,000 | 20,000 | 20,000 | 0 | out of hours |
| 2025-11-03 20:37 | (unattributed) | package_sale | 23,000 | 20,000 | 20,000 | 0 | out of hours |
| 2025-12-14 21:36 | (unattributed) | package_sale | 24,400 | 20,000 | 20,000 | 0 | out of hours |
| 2025-12-23 21:49 | (unattributed) | package_sale | 12,000 | 10,000 | 10,000 | 0 | out of hours |
| 2025-12-25 04:28 | (unattributed) | package_sale | 12,000 | 10,000 | 10,000 | 0 | out of hours |
| 2026-01-11 06:56 | (unattributed) | package_sale | 20,800 | 20,000 | 20,000 | 0 | out of hours |
| 2026-01-25 00:57 | (unattributed) | package_sale | 5,100 | 5,000 | 5,000 | 0 | out of hours |
| 2026-03-15 20:33 | (unattributed) | package_sale | 5,600 | 5,000 | 5,000 | 0 | out of hours |
| 2026-03-21 21:44 | (unattributed) | package_sale | 5,600 | 5,000 | 5,000 | 0 | out of hours |
| 2026-03-21 22:33 | (unattributed) | package_sale | 1,000 | 1,000 | 1,000 | 0 | out of hours |
| 2026-05-22 22:42 | (unattributed) | package_sale | 10,300 | 10,000 | 10,000 | 0 | out of hours |
| 2026-06-14 00:28 | (unattributed) | package_sale | 5,600 | 5,000 | 5,000 | 0 | out of hours |
| 2025-01-04 22:31 | (unattributed) | package_sale | 5,000 | 4,800 | 4,800 | 0 | out of hours |
| 2025-01-26 21:02 | (unattributed) | package_sale | 20,000 | 18,500 | 18,500 | 0 | out of hours |
| 2025-01-28 22:57 | (unattributed) | package_sale | 5,000 | 4,800 | 4,800 | 0 | out of hours |
| 2025-01-29 21:41 | (unattributed) | package_sale | 10,888 | 10,000 | 10,000 | 0 | out of hours |
| 2025-01-30 20:46 | (unattributed) | package_sale | 10,888 | 10,000 | 10,000 | 0 | out of hours |
| 2025-03-03 22:09 | (unattributed) | package_sale | 10,000 | 9,500 | 9,500 | 0 | out of hours |